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US Property Data: Financial
Unleash the power of 130+ financial property data points to blitz through assessments, loans, and market analysis to fully execute your game plan.
Try US Property Data: Financial live
Select an address from the list for a sample of the attributes we return.
Property values past, present, and future
Examine an estate’s financial history, including sales prices and property tax data, to prepare property assessments and assess fair market value (FMV).
Itty-bitty risks, enormous rewards
Evaluate and manage risks associated with lending, investing, and insuring properties with property record data to gain the highest ROI possible.
Jet-propelled operations
Fly through risk analysis, loans, and more with data that seamlessly integrates into your database with Smarty’s persistent unique identifier, SmartyKey®.
Our results
Get award-winning results
+
Points of financial property characteristics
B+
Addresses processed daily
M+
Verified addresses
stars based on G2 reviews
Property valuation data, just the way you like it
Our property valuation data includes all the bells and whistles: property identification, addresses, current and past property ownership, legal descriptions, values, comprehensive property tax info, and more.01
Mortgage / Title / Lender attributes
Including loan amount, sale price, and mortgage type/interest type
02
Owner / Deed / Contact attributes
Including owner full name, occupancy status, ownership type, and deed sale price/date
03
Tax attributes
Including sale amount/date, total market value, tax assessed value/year
How it works
US Property Data: Financial API gives you property valuation data in 4 steps
Step 1
Verify
Identifies, verifies, and standardizes the input address.
Step 2
Geocode
Finds the precise coordinates of the structure at the property address.
Step 3
SmartyKey
Finds the assigned SmartyKey–a persistent unique identifier (PUID)
Step 4
Enrich
Uses SmartyKey to connect property data to the address.
Carry out your strategy with cat-like reflexes
130+ financial property data points to pounce on investments, keep to regulations, and purr-sonalize customer experience
Speedy property valuations
With financial property valuation data, you'll zoom through approvals, reduce manual work, and free up your hands to wave hello to a higher ROI.
Fair market value deals
Never overpay for a fantastical castle or undersell a quaint cottage. Discover the true value of a piece of property to create relevant, fair market value (FMV) offers.
Make compliance easy
Financial property valuation data is in your corner. Use it to actively block risks, protect your investments, and deliver the knock-out punch for compliance.
Enhance your strategy
Uncover prime investment spots, competitive landscapes, and regional trends with financial property valuation data. Seize the perfect moment and stay ahead.
Stop fraud
Block fraud before it happens. With financial property tax data, you can spot deception and keep your transactions secure and trustworthy.
Happy customers
With insights from property tax data, you can offer personalized services and products that make your clients feel like their dreams have come true.
Industries that love US Property Data: Financial
Finance
Financial services rely on property value data to determine loan-to-value ratios and understand borrower risk for mortgage lending. This data also helps you evaluate risks associated with lending and investments. It also ensures that property used as collateral can cover loan amounts, reducing the risk of default.
Real Estate
Real estate professionals use financial property value data to determine personal property and commercial prices for buying and selling, analyze investment potential and risks, and determine whether development projects are worthwhile.
Insurance
Insurance leaders leverage financial property data solutions to quicken risk assessment by evaluating property value, location, construction type, and historical claims. Property replacement cost and market value help set accurate prices for policies, and property value is key for managing claims.
All included, at no extra cost
Hyper-speed data
Hyper-speed data
Smarty’s service averages a sub-30 millisecond response time, which is nearly instantaneous to the human eye. A typical human blink takes about 100 to 400 milliseconds, so a sub-30 millisecond response time is significantly faster than that. Pretty cool, right?
Superior property accuracy, no matter what
Superior property accuracy, no matter what
Financial property valuation data comes with access to SmartKey, a ten-digit persistent unique identifier assigned to every address in the United States. Property addresses and boundaries change, but a SmartyKey never does, so you’ll always have the right data.
Documentation you actually understand
Documentation you actually understand
If you speak and read software engineering, get excited about Smarty's documentation. It's built by developers for developers who understand all things developing. Smarty resources make your implementation silky smooth and easy, like spreading freshly churned butter on a warm piece of bread. Mmmmm. Butter.
Support that’s in a league of its own
Support that’s in a league of its own
Our support teams actually like their jobs, so when you call during open hours, they’re eager to chat with you. A real live person answers (every single time!) and attentively listens to understand what’s going on. Then, they work quickly to provide a solution. No stress. No drama. Just good service at no extra cost to you.
The friendliest financial property API
We pride ourselves on having the best address APIs around. They’re safe, secure, and reliable, even under the heaviest loads. We use consistent naming conventions, response formats, and intuitive URLs for optimal clarity.Use the sample code and comprehensive documentation and be up and running faster than you can say, “Huzzah!” There are also pre-built open-source tools to explore.
123
result = client.send_property_principal_lookup("your_smartykey_here")
print(result[0])
print(result[0])
How others are using Smarty
Increased deliveries of debit cards = more happy customers
Majority uses address autocomplete and verification to improve their app user experience while reducing undeliverable cards to 3-5% and fulfilling KYC requirements.
More online orders and fewer delivery mistakes
Speedway Motors optimized its online checkout experience and decreased misdelivered and returned packages by adding Smarty's US Address Autocomplete and US Address Verification.
What our customers are saying
I like their ability to allow users to integrate through API. This allows us to programmatically cleanse large sums of data regularly to ensure that any incoming addresses are valid. Their customer service is also stellar and usually responds promptly.
Property Data: Financial Pricing
Selecting the right US Property Data: Financial plan for your business is easy. Want to try it out? Create a free account. If you’re ready to roll, choose from the plans below and get going. Vroom vroom.Free trial
Starting at
15
lookups
Up to 135 data points per addressNo credit card requiredFinancial
Starting at
5,000
lookups
Up to 135 data points per addressCustom
Starting at
♾️
lookups
FAQ
How can you use Smarty's financial property value data?
How can you use Smarty's financial property value data?
Smarty’s financial property data allows you to create accurate valuations for buying, selling, or investing in properties. Additionally, it’ll enable you to make smart ROI and risk analyses, predict market trends, and assess project development.
How is property valuation calculated, and what data is it based on?
How is property valuation calculated, and what data is it based on?
Property valuation involves evaluating data to determine the true value of a real estate property. This is done by closely examining the property's location, size, condition, current market trends, recent sales in the area, and the potential income it can generate for investment purposes. Other factors to consider include the property's age, unique features, and any legal or zoning restrictions that may impact its value.
What valuation on a property should I go off of?
What valuation on a property should I go off of?
Using various sources and techniques for a comprehensive assessment is essential to accurately determine a property's value.
Key methods include the Comparative Market Analysis (CMA) for current market trends, the Automated Valuation Model (AVM), and the Realtor Valuation Model (RVM) for quick estimates and detailed property assessments, respectively. A professional appraisal is crucial for formal valuation needs such as mortgages or refinancing.
The Home Value Explorer (HVE) report benefits lenders needing automated valuations, while the Tax Assessed Value offers insight into tax obligations but may not reflect the market value accurately.
To ensure reliable data, it's recommended to mix up a delicious cocktail of assessment methods. Use AVMs, RVMs, and CMAs for initial evaluations, rely on professional appraisals for precision, and consult with real estate professionals for industry-specific insights.
Legacy assessment approaches, including General Vibe Check (GVC), Use The Force (UTF), and Query The Witches (QTW), are not recommended.
Key methods include the Comparative Market Analysis (CMA) for current market trends, the Automated Valuation Model (AVM), and the Realtor Valuation Model (RVM) for quick estimates and detailed property assessments, respectively. A professional appraisal is crucial for formal valuation needs such as mortgages or refinancing.
The Home Value Explorer (HVE) report benefits lenders needing automated valuations, while the Tax Assessed Value offers insight into tax obligations but may not reflect the market value accurately.
To ensure reliable data, it's recommended to mix up a delicious cocktail of assessment methods. Use AVMs, RVMs, and CMAs for initial evaluations, rely on professional appraisals for precision, and consult with real estate professionals for industry-specific insights.
Legacy assessment approaches, including General Vibe Check (GVC), Use The Force (UTF), and Query The Witches (QTW), are not recommended.
AVM (Automated Valuation Model) vs traditional property appraisal?
AVM (Automated Valuation Model) vs traditional property appraisal?
AVM stands for Automated Valuation Model, which is a service that uses mathematical modeling to determine property values based on data points.
In contrast, a traditional appraisal involves a thorough evaluation by a professional appraiser after physically inspecting the property.
AVMs are faster and more cost-efficient, and they are commonly used in lending and real estate websites. Traditional appraisals offer a more detailed and personalized assessment.
In contrast, a traditional appraisal involves a thorough evaluation by a professional appraiser after physically inspecting the property.
AVMs are faster and more cost-efficient, and they are commonly used in lending and real estate websites. Traditional appraisals offer a more detailed and personalized assessment.
More FAQ
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